12 Questions You Really Need To Ask Your Mortgage Broker

Choosing a mortgage broker who will suit your particular needs is not always an easy task. Currently there are over 12,000 brokers registered with The Mortgage & Finance Association of Australia (MFAA) and many more brokers who are registered wit...

Tips When Buying your First Home

Buying a home for the first time is an exciting experience, with much to think about and many decisions to be made! Purchasing a property for the first time can also be overwhelming, with borrowers unsure of the process, including applying fo...

How to Negotiate a Lower Interest Rate

Do you feel like your lender is charging you more interest than what you should be paying? Maybe you’ve been seeing ads for banks that are offering lower introductory home loan rates and you feel like your lender just isn’t giving you a fair ra...

What is Considered as Genuine Savings?

When applying for a home loan, it’s likely you’ll be requested to provide proof of genuine savings. Lenders will use this term for home loan applicants to demonstrate they are capable of saving money, or reliable with money over time. I...

6 Mistakes Commonly Made In Property Investment

Contrary to what people think, property investment is never a straightforward game. We tend to read a lot of success stories in the news but seldom about the financial troubles or bankruptcy cases. We idolize the youngsters, who managed to build ...

How to Find the Right Property for You

So you’ve decided to take the plunge and purchase a property, but how do you go about finding the right property for you? As well as a great overall feeling and vibe about the property, there are some additional, more practical considerations to ...

Home Loan Tips for the Self-Employed

Deciding to apply for a home loan is a big step, and if you’re self-employed, gaining approval from a lender is an extra hurdle, regardless of your income. Loan approval for the self-employed isn’t impossible though, if often just means a li...

What is the true cost of buying a home?

Buying a piece of real estate is usually not as straightforward as you might think it is. Apart from spending a good chunk of your weekends going to home inspections, you may have to fight tooth and nail to score a real bargain. But what about th...

Should I renovate or sell?

It’s always nice when the first house you buy turns out to be your dream home, complete with all the bells and whistles on your wish list. For many of us, that’s not the case as we’re forced to settle for what we can afford at the time. As yo...