ESSENTIAL GUIDES

We offer indispensable advice and vital know-how in real estate

Should I renovate or sell?

It’s always nice when the first house you buy turns out to be your dream home, complete with all the bells and whistles on your wish list. For many of us, that’s not the case as we’re forced to settle for what we can afford at the time. As yo...

Why You May be Getting Rejected for a Home Loan

Having your home loan application rejected – possibly more than once – can be extremely frustrating. This is particularly true if you are unaware of the real reasons why lenders are saying NO! Applying for a home loan is a big deal, and ...

Is it time to lock in your interest rates?

Recently former member of the Reserve Bank of Australia Board, John Edwards, penned an article suggesting Australian’s should expect up to eight interest rate increases in the next two years. Dr Edwards, a highly rated economist, suggests the...

5 Things To Consider Before Refinancing Your Home Loan

Are you thinking of refinancing your home loan? Maybe you're looking for a better interest rate or you want to unlock some of your property's equity to do some renovating, take a well deserved trip or purchase an investment property. Before d...

How a Reverse Mortgage Can Give You a Better Lifestyle In Retirement

Did you know that once you reach 60 years of age and own your home, you can access some of the available equity in your home without the need to sell it, by taking out a reverse mortgage? This can allow you to better fund your retirement and have ...

Different Types of Home Loans Available

If you’re thinking of buying a home, it’s likely you’re in the process of researching the various types of home loans available. Not all home loans are created equal, and all home loans will have pros and cons, so the trick is to find the on...

Why You Should Use a Mortgage Broker

Applying for a home loan is one of life’s biggest decisions. As a first-time home-buyer, current or previous homeowner, or investor, there are a range of lending options available. Finding the right home loan suited to your own personal situati...

Saving to Buy a Home while Renting

So, you’re renting a home but aspire to be a home owner yourself. It’s not surprising that the majority of Australians would rather own their home than pay off someone else’s mortgage. Owning a home is seen as a source of pride, an aspiration re...

Borrowing for an Investment Property

If you’re considering borrowing to buy an investment property, the first realistic step is determining affordability. An investment property is purchased with the purpose of making a return on the investment, usually by: Receiving rental inc...